Sunday, January 11, 2009

Part One of our "Business Ladies who Lunch" Pot Luck Review

Hello Again Darlings,

Well I did promise you on how my “Business Ladies Who Lunch” Potluck went, we had a marvelous time and so much information to share that what we all did is use our digital recorders to record what was said that way we wouldn’t have to rely on memory.

But my Darlings there was so much information that I’m going to have to break it down into much smaller sections.

So this “chapter” is going to be on reading material, and at home entertainment~~~

One of our Ladies Sherry showed us several magazines that she purchased---because there were so many articles in them it was better to purchase them, she said next time she’ll photo copy the any articles if her Library carries those particular magazines, but this time she wasn’t sure.

The magazines were Kiplinger’s Personal Finance for January 2009 issue; it had many articles on building up your portfolio, finding best deals in bonds and warning of scams.

She also came across a November 2008 copy of the same magazine with articles on getting out of debt and saving on your energy bills and made copies for us.

Laura showed us the January 2009 issue of House Beautiful and it contained an article titled “A Clean Slate---It Starts With Your Closet” it had rules about weeding your wardrobe, and she gave us copies of the article.

On thing that we all agreed on was that it was important to save as much money as possible, and buying the magazines at costs ranging from 3.99 to 6.99 was defeatist, but Sherry said that by going to places such as Borders or Barnes and Nobel, she would look at the magazines, make a note of which ones had articles that were of interest and then go to the Library and photocopy the articles there.

If it was impossible to get the magazine at the Library only then would she consider buying it.

Speaking of buying magazines, Laura our Fashionista says that she limits her fashion magazine purchases to only the March and September issues of her favorites, and she watches for offers of when the subscriptions are 2/3’s lower than the shelf prices. For instance she has subscribed to Vanity Fair at a price that is only $1.25 per issue; she likes that magazine because of both the articles and the fashions they show.

She takes one evening a week after leaving work to go to the Library and scan Vogue and Harper’s Bazaar, and any other fashion magazine that is available, she likes to decompress that way. Any magazine that she does buy she removes only those articles that she wants and then drops them off at the magazine exchange box at the Library.

It was mentioned by all the Ladies that it appears that many Libraries and their Branches have a magazine exchange box, and for everyone to see if their nearest Library had one, we decided to also bring our magazines that we were done with to our next Pot Luck Meeting and if anyone wanted to take one home they could, but if everyone wanted the same article then the owner of the magazine would photo copy it and we would reimburse them for the cost of the photocopy.

It was also mentioned that if the particular issues are no longer on sale at either the bookstores like Borders or Barnes and Nobel, check your Public Library to see if they have those magazines or can request them for you from another Library System.

It was also discovered that checking the Magazine Exchange Bin was a good way to find back issues of magazines that we might be interested in. As my dear friend “Mean Kitty” would say “Free is always good.”

Now on to Entertainment~~~~~

We all agreed that going out for an evening of fun can become expensive and even having home entertainment can be expensive if you have children that want the latest video game, especially the Wii system.

Terri is a working mother, her husband also works but his job often takes him out of town, so she has two children ages 8 and 10 who demand being entertained. Because of the economy crunch, she had them watching the early evening news, and she would watch it with them, when it brought up the economy and people being out of work or losing their homes, she would then bring the subject up to her children.

She said that she really didn’t want to do the “Scared Straight” routine, but she had to make her children very aware that there were priorities in life and that buying the latest video game or the latest DVD was not high on the list. Through carefully telling them what the situation was she got them into the game of finding inexpensive ways to be entertained.

Card and board games came up, but they found that it only worked if there were at least 4 children involved so Terri came up with a exchange of play nights for children on Fridays and Saturday evenings if there was no big homework assignment, and games in which two people could play, such as checkers, puzzles, pick up sticks, tic-tac-toe, they found a children’s toy consignment store, and there they discovered board games that were much cheaper than new. They even discovered the game of Jacks and Marbles, she said that the children were working together better, less hyper-active and they tired more at night when ready to go to bed.

She also introduced a reading time as well, at least 15 minutes to read a portion of a book that was borrowed from the Library. And that was after dinner, and then to any game.

But homework always came first with the idea of games afterwards. She noticed an improvement on their homework as well, so she believes that the games engage their brain functions much better.

Sometimes a movie is always good, but our Ladies didn’t want to have to buy or rent the latest films, Net flicks was discussed, the fact that it could be mailed to and from the Net flicks center for a monthly fee of $8.99 was considered an excellent bargain, the ladies did have some disappointments, like a film not playing well and it was not their DVD, but it was considered the chances one has to take.

If one is into films then it was considered that Net Flicks is a good deal, going to the movies was another thing discussed and it was agreed that for some films seeing it on the big screen is visually more exciting, but going in the evenings can put a hole in the pocket, if it’s a film that one Must See then going to a matinee is always good, but do not buy any of the popcorn or soft drinks to save money.

The Public Library was brought up as a free option to borrow films and music CD’s and was considered the best rock bottom solution for music and Films.

One of the Ladies says that she and her boy friend plan one movie night out a month and this would include eating out as well, it’s their treat to themselves and they include it in their budget, but she says that they stay with appetizers, and only ONE alcoholic drink, they buy one big tub of popcorn, but they sneak in her oversize purse their bottled water.

I told them about my “Game Night” parties, which would include Mahjong and other games, and puzzles and doing it pot luck style, and it could be done with any size group.

Other things that were discussed was finding free things to do around the Bay Area, most museums have free sections one can go to, but if it’s a special exhibit in which there is a fee, one should be prepared for that.

Public Parks and Art Wine festivals with free entertainment was considered, free beaches was also thought of for the summer months, mention was made of some of the local events such as the Sand castle contest, and the Jam festival.

It was looked into the cost of parking and gas use and if it was possible to take public transportation to most events to save money, it was agreed that a number of events was easy to get to using public transportation and some not so easy, again planning and budgeting was considered the best way to make decisions.

Sometime during the Summer if a store is offering a special admission price to one of the local amusement parks that could be factored into one’s budge.

Terri told her children that if they collect cans and bottles for recycling the money from that could be used to go to a major amusement park one time during the Summer, but they had to decide which one it would be, and they created a Amusement Park Jar, which is a big glass jar and all the money that was raised by cashing in the cans etc was put into that jar, the children started including found money, that is money found on the sidewalks, etc. Terri says they do not turn their noses up at pennies anymore, and if they have any toys that are in good condition but they are no longer interested in they take it to the Toy consignment store for either credit or cash.

She also makes sure that the children wear gloves when they go on their hunts, she said it’s amazing the number of cans and plastic bottles that people carelessly toss out, she discovered teenagers are the worst offenders.

And Teenagers almost led us off into another tangent but we did get back on track.

Well Darlings this has gone to 4 pages, so I’ll have to end for now and continue at another time, my Dear Friends Betty and Bill are coming by in Bills’ Packard and we are going “Cruising”, and checking out some things, they are into Art Deco things, so I’m going with them just for fun. Besides you never know what might turn up or discover.

Until Anon Darlings, Kisses