Showing posts with label House buying. Show all posts
Showing posts with label House buying. Show all posts

Wednesday, April 15, 2009

A Quick Note~~~~~

Hello Darlings,

I know I have been very neglectful here, but as with life I've been very busy, even my dear friend "Mean Kitty" has been busy.

But I haven't been stagnating either.

Taxes are done, thank goodness, I'm still holding Sunday luncheons with my "Business ladies who lunch" but we've decided to make it twice a month for now, but we still meet on Thursdays in the City. I am happy to say that everyone is doing well, and holding their own.

Juanita is going to become a grandmother again, and she is sooooo happy, it was a surprise even for her daughter, they did the amenosis test and the baby is healthy, I have offered to pay for any bills that are not covered by their insurance plan, I want this baby to come into this world with a chance---I know me! Me who has never had children---but there is something that makes my heart "mushy".

Juanita and her family have been good to me and I know times are tough for them.

Her Daughter and Husband were worried about losing their house because of the high interest rates, but I did this, with my lawyer I negotiated with the bank and took over their mortgage, so I hold the deed, But I lowered the rate to 4.50% to improve their cash flow, but what I am also doing is that if I should die, their loan is forgiven and they receive their house free and clear. It's a bit more complicated but since I was in a better position to re-fi than they were, we were able to work it out.

And I've been busy in other ways, I've had several large bond come due, so I'm buying property, property that can make a good investment income for me, in resort areas for summer and winter. And now I'm looking at property down near Montery, I'm a bit concerned about Santa Cruz especially after that earthquake that almost destroyed down town, but there is some property there that is built on very solid ground, Yes Darlings, if you have the funds and with the interest rates so low, this is the time to buy.

Land will never lose it's value as long as you buy it at the right time.

Hetty Green the so-called "Witch of Wall Street" (by the way you should read her biography) always said "Buy cheap and sell dear" meaning buy low and sell high.

And that is what I'm doing right now darlings, there are stocks that no matter what are recession resistant, not proof but resistant and that is what you should look for, the product will never go out of style, and I am in a position to do that.

Remember that Darlings.

Now I must go Darlings, I'm treating dear Betty to Lunch today in the City and we are going to do a little shoping, although it is very windy, warm coats and scarves recommended.

Until Anon, Kisses Darlings

Friday, August 3, 2007

Buying a new home---Diva Lux

Well Darings,

This Fabulous Diva is in a buying mood.

First a new car--(well I had to you know)

Now I'm house buying (sigh) Yes dears I know, I know interests rates are high, the market is not good----But dear Possums, I'm selling my old home, it is just way too big for Moi. I mean 4 bedrooms 4 1/2baths, a gigantic dinning room, 3 stories high---way too much for my bones.

Well I was planning to put it on the market anyway and fortunately for Moi I have 3 couples(all with children)that are very interested in it---it's just a question of who will come up to scratch- A good thing is they all have very excellent well-paying jobs.

I feel very bad for many people now a days---you have to earn at least $100,000.00 a year just to be able to buy a condo in California.

Now dear future Divas the point I want to make to all of you---before I go on bragging what I'm going to buy (yes dears I do admit to bragging)---you have to start working now to get the type of job you want to bring the income you want to buy what you want and still set enough aside to be able to retire on.

I was wise enough in my teens to realize that---fortunately my Father and Mother showed me how to invest---you can still think like a man and still be a lady---remember that.

Now what am I buying??

Moi has not been letting the grass collect under her feet----My dear friend Irma informed me that her older sister (much older I'm afraid in her 80's but still healthy) needs to go into an excellect care facility---a sort of board and care and as one gets more frail they will shift you to quarters that will meet the needs.

Of course such places do cost money---And Iris (Irma's sister) is very well off. Thank God and smart thinking for the future.

But where do I come into all of this? Simple Darlings---I'm buying Iris's home.

Now don't fret---it's perfect! All on one level, one very large bed room with the most fantastic bathroom a Diva could drool over---that Bathroom is very large with a whirepool bath (jacuzi I think it's called) And three huge Cedar lined walk in closets, perfect for the clothes horse Me.

One room just for jewerly.

Oh but the Bedroom---totally 40's and decadent---one whole wall is mirror paneled with beveled mirrors, floor to ceiling windows that look into a lagoon---of course there is privacy curtains. a three car garage with direct entrance into the entry way and another into the kitchen, a modest dining room, lovely living room with floor to ceiling windows, a lovely art deco inspiried fireplace. Pale hardwood floors thoughout the place.

An excellent kitchen---just need to update the stove and refrigerator---laundry room---maid's room with own bath---and a modest size library/office with its own little rose garden and fountain just out side the sliding doors---Heavy duty alarm system. Tile entry way. A deck on the lagoon, and visiting ducks, white egrets and other birds.

And it's totally earthquake re-inforced--even the mirrors.

So the paperwork is set up, as soon as my house is sold, Iris will receive her monies and I'll have a new home.

All right I know I'm bragging---but darlings look at it this way---my house too big for me but perfect for a growing family, Iris's lovely smaller home---designed for a Diva who is too tired to climb that many stairs.

And a bedroom beautiful enough to seduce ---well I'll let you think whom you want to seduce if you were Moi.

So now tonight---it's a lovely evening--Irma and her delightful husband Bill and I along with Kevin (Moi's date) are going to a wonderful resteraunt tonight in full evening regalia, and then drinks at a nice little jazz club. Possibly a little jaunt along the Great Hyway in Bill's wonderful 1930's Packard. Who knows what the evening will bring.

And tomorrow---well Irma and I are going to select furniture---I'm going for the Thomasville Bogart Lux collection---perfect I think for a Diva home. Then we'll visit Iris in her new place, we want to be sure she is comfortable and we'll take her out to this nice place that serves a wonderful tea.

Am I bragging my dears?? Of course I am---I'm shamless about that----but remember you can do it too. My dear friend Mean Kitty is working on something about investing, which is something you future Divas need to be aware of. If you want the Diva Life you must work at it.

Must go my dears---they will be here in an hour---until Annon.

This Fabulous Diva is slipping into her silver shoes and saying more later. Kisses Darlings.